Although this card has no affiliation with a popular networking Web site of a related name, it does aim to attract a similar crowd. The Facecard combines the benefits of prepaid gift cards, debit cards and cash, then adds perks and extra security into the mix. The cards must be pre-loaded with money, but the balance can be spent anywhere Mastercard is accepted. Furthermore, it does not require activation or monthly maintenance fees. Parents can load their kids’ Facecards with dollars, then track their purchases so they know if little Jenny is really buying school books with the money she received last week.  If the card’s balance is too low to buy a given item, it is simply declined (no penalty fees).  The future of the allowance lies here: www.facecard.com.